Tag Archives: hard money loans

Small Businesses Can Find Funding Easily

In the current economic climate, I have been taking note of the ability of certain types of businesses being able to find capital more easily than before. For example if you are in the real estate development business, there seems to have developed a new sense of optimism that reminds me of the pre-bubble sizzling hot real estate market. A sense of optimism that things will never end, tenants will be willing to pay anything for their stores, real estate will be worth more tomorrow than it is today, and houses are in short supply so lets just overpay just to buy a fixer flipper. There will always be someone tomorrow with less sense than I have to buy my property from me for a profit regardless of how long or how short a period of time I’ve owned it.

I am trying to tell you that in times like these, in my opinion, caution is the watch word. If you will note, wages have been stable. There has been a 2% increase in wages over the last year, which means that any increase in real estate prices leaves fewer people who can afford to buy the existing supply.

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Small Business Funding should be easier to get

so they say in the newspapers.  But have you noticed any differences yet?  The issue is that banks are needing to add capital to their balance sheets in order to strengthen their financial strength at a time when the demand for money from entrepreneurs is growing by leaps and bounds.

This is a conundrum as loans to emerging growth companies are the riskiest loans that a bank can make at a time when they are being encourage if not outright told to make safer loans.

The use of alternative financing is becoming the funding sources of more and more entrepreneurs. Now the problem is one of slightly rising pressures on interest rates. So, whats an entrepreneur to do?

My continual suggestion is to learn as much about how the alternative sources of capital can help you, as quickly as you can. You never know when an opportunity comes along that you cannot react to because you are cash short. And, with nowhere to go to find capital, you will inevitably lose deals to those with more and faster access to cash.

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Film Maker and Writer needs fast money

I met with a client who has just acquired the life rights to a person life that is known around the world. In my humble opinion, there is no way that this feature film will not recoup its initial investment.

My client has a lower credit score because of his past medical issues and his bank has turned his loan down as the result. In his case, we crafted a strong path to find the money that he needed to pay to the individual for his story, via alternative finance.

In his case, he found a believer in the project (not in him, necessarily) and chose to take a participation in the project by merely vouching for my client at this new persons bank. Based upon this validation, and only that, from a valued client of the bank, my client got his money, paid the funds last week, and may well now be on his way to a project worth a potential $500,000,000.

And, this is all the result of becoming creative and finding a way to make it work no matter what.

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Don’t be like Greece, Cyprus, or Spain

Control your debt! Don’t spend more than you can afford thinking that it will never end. You should be watching these giants to see what can happen if you are not prudent with your resources.

If you need funds for your projects, don’t borrow unless you can clearly see a way to pay the loan back in a timely fashion, with NO exceptions.

Do not overspend your ability to keep up with your debts.

In the roadmap to finding a loan via alternative finance, I tell you specifically that you should know how your will exit your loan in tact and without any negative ramifications. I tell you that a hard money loan analysis tells you whether you should be doing the transaction or not.

This resource is yours for less than the price of a good meal out for two. It can make you hundreds of thousands of dollars or stop you from losing the same amount. You need to understand the quickly changing financial climate.

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Are hard money lenders like loan sharks?

Are hard money lenders like loan sharks?

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Hard money lenders are nothing like loan sharks, explains hard money expert Steve Replin. They’re far more like the way banking used to be, many years ago: a friendly source of money for your business.


Author: Steve Replin

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Will a hard money loan affect my credit?

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Do hard money lenders report to credit agencies? According to hard money expert Steve Replin, nearly all hard money lenders don’t report to credit agencies.

Author: Steve Replin

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Are there national hard money lenders?

Are there national hard money lenders?

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Technically, you can get a hard money loan anywhere in the world. Hard money lending expert Steve Replin explains a common misconception comparing local banks to hard money lenders.


Author: Steve Replin

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Who needs a Hard Money loan?

Who needs a Hard Money loan?

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There are two types of borrowers who can most use hard money loans. Hard money lending expert Steve Replin explains that if you need money fast, hard money lenders are the best way to go.

Author: Steve Replin

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Who makes hard money loans?

Who makes hard money loans?

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Hard money lenders aren’t shady nor are they like banks. Hard money expert Steve Replin explains that hard money loan lenders are just regular people who want to help your business.

Author: Steve Replin

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What types of loans aren’t right for hard money?

What types of loans aren’t right for hard money?

Hard money loans aren’t right for all types of borrowing. Hard money lending expert Steve Replin provides some tips on the types of loans that won’t work for hard money lenders.


Author: Steve Replin

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